Paryono Ramadhan
- Property and Real Estate
- June 22, 2026
- 25 views
Bank Indonesia’s Inden Ban and Loan-to-Value Policies Reshape Consumer Housing Finance Landscape, Prompting Developer Adaptations
The Indonesian housing market is currently undergoing a significant transformation in its consumer financing patterns, primarily driven by stringent macroprudential policies implemented by Bank Indonesia (BI). Developers report a marked…
- Property and Real Estate
- May 2, 2026
- 43 views
Government Intensifies Efforts for One Million Houses Program, Securing Rp 1.5 Trillion Loan from SMF to BTN
The Indonesian government is mobilizing all available resources to ensure the successful implementation of the ambitious One Million Houses Program, a flagship initiative aimed at addressing the nation’s persistent housing…
- Property and Real Estate
- April 15, 2026
- 54 views
Bank Indonesia’s Ban on Indent Sales and Revised Loan-to-Value Policies Reshapes Indonesian Housing Market Consumer Financing Landscape
The recent regulatory interventions by Bank Indonesia (BI), particularly the prohibition of indent sales (pre-selling) for housing units and adjustments to Loan-to-Value (LTV) ratios, are fundamentally altering the dynamics of…
